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Financial Mistakes People Make at Different Ages

There's a saying that with age comes wisdom, but this may not always be true in the financial world. As people move through different life stages, there are new opportunities--and potential pitfalls--around every corner.

In your 20s

Living beyond your means. It's tempting to want all the latest and greatest in gadgets, entertainment, and travel, but if you can't pay for most of your wants up front, then you need to rein in your lifestyle. If you take on too much debt--or don't work diligently to start paying off the debt you have--it can hold you back financially for a long, long time.

Not saving for retirement. You've got plenty of time, so what's the rush? Well why not harness that time to work for you. Start saving a portion of your annual pay now and your 67-year-old self will thank you.

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Lackawanna Man Arrested and Charged with Support of ISIL

Lackawanna Man Arrested and Charged with Support of ISIL
BUFFALO, N.Y.–U.S. Attorney William J. Hochul, Jr. announced today that Arafat M. Nagi, 44, of Lackawanna, NY, was arrested and charged by criminal complaint with attempting to provide material support and resources, namely, personnel, to a foreign terrorist organization, ISIL. The charge carries a maximum penalty of 15 years in prison and a $250,000 fine. “Our continuing fight against international terrorism today returns to Western New York,” said U.S. Attorney Hochul. “As alleged, Arafat Nagi pledged allegiance to the Islamic State and the leader of this terrorist organization. After buying military combat gear, he traveled twice to Turkey in an effort to help the group.

Five Tax Tips about Hobbies that Earn Income

 

Millions of people enjoy hobbies. They can also be a source of income. Some of these types of hobbies include stamp or coin collecting, craft making and horse breeding. You must report any income you get from a hobby on your tax return. How you report the income is different than how you report income from a business. There are special rules and limits for deductions you can claim for a hobby. Here are five basic tax tips you should know if you get income from your hobby:

Canterbury Woods Earns National Accreditation

Canterbury Woods Earns National Accreditation

Community cited among nation’s best CCRCs

WILLIAMSVILLE, NY – Canterbury Woods, the region’s premier retirement living community, announced that it has been awarded a five-year term of Accreditation from the Continuing Care Accreditation Commission (CARF-CCAC), the nation’s only accrediting body for continuing care retirement communities and similar organizations. Canterbury Woods was awarded accreditation in the areas of Continuing Care Retirement Community, Person-Centered Long-Term Care Community, and Assisted Living.

This is the second consecutive five-year term of accreditation that Canterbury Woods has achieved. Fewer than ten percent of all continuing care retirement communities nationally achieve CARF-CCAC accreditation.

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The Historic Buffalo River Tour is in it's 30th Season!

The Historic Buffalo River Tour is in it's 30th Season!

 

  • Explore Buffalo's historic grain elevator district. This two hour presentation by the  Industrial Heritage Committee, Inc.,  aboard the Miss Buffalo II, takes you down the City Ship Canal and through the Buffalo River Grain Elevator District.  
  • The history, architecture, and technology of the grain elevators, flour mills, and other industries on the Buffalo River and City Ship Canal are explained, along with a general history of the Erie Canal, inner harbor area, and more. Photographs, maps and video further enhance this educational experience suitable for all ages.
  • This is the original tour created 30 years ago by the IHC.

Summer Events: Avoiding Heat Stroke

Summer Events: Avoiding Heat Stroke
Heat Stroke: Symptoms and Treatment  This article is not intended to, nor does it offer or is it intended to be a substitute for emergency medical advice. In the case of medical emergency, secure the scene immediately and call for emergency medical assistance.  According to the Centers for Disease Control and Prevention heat stroke is the most serious form of heat related injury and is considered a bona-fide medical emergency. If you suspect that someone is having an episode of heat s also known as sunstroke -- call 911 immediately and give first aid until paramedics arrive. Heat stroke can kill or cause damage to brain tissue and other internal organs.

Avoiding Auto Theft During Summer Events

Avoiding Auto Theft During Summer Events

Summer festivals and vacations, bring the community together to enjoy the  these sunfilled months but as your vacationing car-thieves are going to work, here are some important tips, provided by automobile insurance experts, like Allstate to help you from becoming a car theft victim, or have property stolen from you automobile by unethical individuals.

 

Automobile thieves don’t wear uniforms or name badges. They are thieves, they won’t be honest about who they are. So the rest of us have to act differently, and pay for car alarms.

 

1.               Don’t leave your car unlocked