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Dalia’s Bridal to Hold Month-long Benefit for Food Bank of WNY

Dalia’s Bridal to Hold Month-long Benefit for Food Bank of WNY

Dalia’s Bridal, located at 4558 Main St. in Snyder, will hold a month-long sales event in June to benefit the Food Bank of WNY.

Throughout the month of June, visitors are asked to bring a nonperishable food item to the store that will be donated to the Food Bank. During this time, Dalia’s will also host its first annual “Spring Into Summer Clearance Sale” with 30 to 85 percent off select bridal wear, and select bridal gowns starting at just $99.

“A portion of all sales during the month of June will also be donated to the Food Bank of WNY,” said the store’s owner, Dalia Nowak. “The Food Bank plays a vital role in our community, and we consider it an honor to help them continue their service and outreach.”

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What is the federal funds rate?

In December 2015, the Federal Open Market Committee (FOMC) raised the federal funds target rate to a range of 0.25% to 0.50%, the first shift from the rock-bottom 0% to 0.25% level where it had remained since December 2008.

The federal funds rate is the interest rate at which banks lend funds to each other from their deposits at the Federal Reserve, usually overnight, in order to meet reserve requirements. The Fed also raised a number of other rates related to funds moving between Federal Reserve banks and other banks. The Fed does not directly control consumer savings or credit rates, but the federal funds rate serves as a benchmark for many short-term rates, such as savings accounts, money market accounts, and short-term bonds.

College Students: Beware of Card Cracking Scam

College Students: Beware of Card Cracking Scam

The New York State Department of State’s Division of Consumer Protection is alerting consumers to a check-depositing scam that is resulting in depleted bank accounts.

College students are being targeted through email or social media by scam artists looking to utilize victims’ debit cards in order to cash phony checks. Once recruited, the victim is asked to share his/her debit card and pin number, giving the scammers direct access to the bank account.

College Students: Beware of Card Cracking Scam

College Students: Beware of Card Cracking Scam

The New York State Department of State’s Division of Consumer Protection is alerting consumers to a check-depositing scam that is resulting in depleted bank accounts.

College students are being targeted through email or social media by scam artists looking to utilize victims’ debit cards in order to cash phony checks. Once recruited, the victim is asked to share his/her debit card and pin number, giving the scammers direct access to the bank account.

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Debt After Death: Avoiding Obituary or "Ghost" Scams

Debt After Death: Avoiding Obituary or "Ghost" Scams

The New York State Department of State's Division of Consumer Protection is alerting consumers to be aware of a form of identity theft called "ghosting" where identity thieves use the personal information of the deceased. Criminals look for personal details in obituaries, funeral homes, hospitals, stolen death certificates, and websites online to commit identity fraud. Thieves can use the personal information of the deceased to help guess their Social Security number or purchase it online. They then use this information to open accounts, take out loans, and file tax returns under the stolen identity to collect refunds. Family members of the deceased are ultimately not responsible for charges resulting from this theft as long as their name is not on the account. However, ghosting can cause havoc and frustration.

How to Avoid Online Employment Scams

How to Avoid Online Employment Scams

NATIONWIDE: The New York State Department of State's Division of Consumer Protection is alerting consumers to watch out for bogus job offers by con artists using the name of high-profile companies. 

In the latest scam, a phony job offer was posted on Craigslist for a position at the Better Business Bureau. The posting did not require a resume or previous experience and promised to pay $25-40 per hour. The number listed was a direct line to the con artists who then asked callers for copies of their state ID and social security card. In similar scams, the con artist asked the jobseeker for money for an "application fee" or job training before employment.

Scam Alert: Grand Parent Scams Who are you Speaking to?

Scam Alert: Grand Parent Scams Who are you Speaking to?

NATIONAL: The New York State Department of State's Division of Consumer Protection is warning consumers to be wary of phone calls and emails in which they are asked for money from family members who are in trouble. Through social networking sites and Internet searches, con artists have become more sophisticated in finding and using personal information to target seniors in particular. With this information, scammers can more easily impersonate grandchildren or other family members.