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The Ultimate Holiday Shopping Experience Begins with Christmas in the Country

The Ultimate Holiday Shopping Experience Begins with Christmas in the Country

Popular event to feature Food Truck Rodeo, expanded Tavern, Brian Moorman’s P.U.N.T. Foundation and 40 new artisans

An iconic Western New York tradition like no other, the Christmas in the Country Holiday Artisan Market will celebrate its 33rd season when it returns to the Hamburg Fairgrounds Nov. 2-5. Patrons will discover more than 400 artisans spread out over five buildings, a Food Truck Rodeo for dining and The Tavern featuring handcrafted beverages, wines and spirits. Patrons can also connect and interact with the creators of countless product lines at the event.

Once again this year, Christmas in the Country will offer complimentary return passes so patrons can enjoy the sights, sounds and scents of this one-of-a-kind shopping experience all weekend long. 

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Casual Dining with a Fine Ambiance!

What is a pet trust?

A pet trust is an arrangement to provide for the care and financial support of your pet(s) upon your disability or death. You fund the trust with property or cash that can be used to provide for your pet based on your instructions in the trust document.

Your pet trust should name a trustee who will carry out your instructions for the care of your pet, including handling and disbursement of trust funds and turning your pet over to the person or entity you designate to serve as your pet's caregiver. The trustee and caregiver could be the same person or entity.

What is a funeral trust?

A funeral trust is an arrangement entered into with a provider of funeral or burial services. Prepaying funeral expenses may allow you to "lock in" costs for future funeral or burial services at an agreed-upon price. The funeral home sometimes serves as trustee (manager of trust assets), and you usually fund the trust with cash, bonds, or life insurance. A revocable funeral trust can be changed and revoked by you at any time. An irrevocable trust can't be changed or revoked, and you generally can't get your money out except to pay for funeral services.

Expect the Unexpected: What to Do If You Become Disabled

In a recent survey, 46% of retirees said they retired earlier than planned, and not necessarily because they chose to do so. In fact, many said they had to leave the workforce early because of health issues or a disability.¹

Although you may be healthy and financially stable now, an unexpected diagnosis or injury could significantly derail your life plans. Would you know what to do, financially speaking, if you suddenly became disabled? Now may be a good time to familiarize yourself with the following information, before an emergency arises.

Understand any employer-sponsored benefits you may have

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Come to Audubon Nature Play Day Sunday, October 15

Come to Audubon Nature Play Day Sunday, October 15

Jamestown, NY – You and the young one(s) in your life are invited to come and play outside with a naturalist.

On Sunday afternoon, October 15, 2017, Audubon Community Nature Center is offering a Nature Play Day to let children explore unstructured outdoor play in a safe environment and learn how to continue the nature play experience at home.

Children ages two to eight and their favorite adults can drop in anytime from 1 to 4 p.m. in Audubon’s Nature Play Area.

Unstructured play outside is beneficial to a child’s physical and mental development as well as their understanding and appreciation of the natural world. However, concerns about safety, location, materials and the value of play are often barriers in creating these experiences. This program aims to inspire both kids and adults to make discoveries and feel more comfortable about the natural world through play.

Audubon October 16 Gardening Workshop Free Thanks to Cummins

Audubon October 16 Gardening Workshop Free Thanks to Cummins

Jamestown, NY – The second of three free gardening workshops at Audubon Community Nature Center (ACNC) will be 5-6 p.m. on Monday, October 16, 2017.

You can learn about “Extending the Season” with tips and tools.

In this climate, growing things all year long can be a challenge. You can learn about cold-hardy vegetables, tools such as cold-frames and cloches that create warmer microclimates, and simple frost protection to make the harvest last a little bit longer or come on a little bit earlier in the spring.

Audubon senior naturalist Sarah Hatfield, volunteer Reg Boutwell, and other local gardeners will show you the ways they keep their gardens producing into the fall and through winter. There will be a short program followed by a panel questions-and-answers session.

Hands-on demonstrations will be available in the ACNC kitchen garden, so come prepared to go outside, dressing for the weather with appropriate footwear.

Student Loan Debt: It Isn't Just for Millennials

It's no secret that today's college graduates face record amounts of debt. Approximately 68% of the graduating class of 2015 had student loan debt, with an average debt of $30,100 per borrower — a 4% increase from 2014 graduates.1

A student loan debt clock at finaid.org estimates current outstanding student loan debt — including both federal and private student loans — at over $1.4 trillion. But it's not just millennials who are racking up this debt. According to the Consumer Financial Protection Bureau (CFPB), although most student loan borrowers are young adults between the ages of 18 and 39, consumers age 60 and older are the fastest-growing segment of the student loan market.2

Rise of student debt among older Americans